Ray's family is extremely important to him, as yours is as well. Ray enjoys studying the Bible, excercising, listening to good music, and taking outdoor walks with his wife Crystal, and their four sons: Isaac, Jaden, Christopher, and Benjamin. The family truly enjoys the time they have to spend together, and Crystal and Ray enjoy knowing they have four amazing young boys that are growing into mature young men.

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The family attends Calvary Revival Church in Norfolk, VA. They enjoy residing in Virginia Beach, VA, just minutes from Town Center, the oceanfront, and lots of shops and activities. Hampton Roads is home for Ray's wife, Crystal. Ray is from Richmond, VA, where he began his Financial Planning practice before moving to the Tidewater area. Ray enjoys returning home to Richmond as often as possible, and the family makes sure to come as well.

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The Hendersons are a homeschooling family. They believe that the small amount of time they're given with our children is tremendously precious, and are adamant about discipling their children and shaping their worldview according to Biblical values.